About Us: Ontario Money Mentor

At Ontario Money Mentor, we believe that financial freedom is something every individual, family, and small business should have access to. Our mission is to provide personalized financial guidance that helps people take control of their finances, manage their money with confidence, and achieve their long-term goals. Whether you’re an individual looking to improve your personal budgeting, a small business owner managing cash flow, or a woman entrepreneur seeking growth strategies, we’re here to help you succeed.

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MEET THE FINANCIAL ADVISOR

Hi, I’m Jennifer Ngo

A Certified Money Coach through the Canadian Securities Institute. I’m passionate about helping people gain control over their finances—whether it’s budgeting, managing debt, or planning for the future. With years of experience working with individuals and small businesses, I provide personalized financial solutions tailored to your unique needs.

If you’re ready to take charge of your financial future, I’m here to help guide you every step of the way. Let’s work together to build a plan that empowers you to achieve your goals!

Our Story: The Journey to Financial Empowerment

Ontario Money Mentor was founded with a clear mission: to provide practical, solution-oriented financial advice for those who often feel left behind by traditional financial services. We recognized that many individuals and small businesses across Ontario face everyday financial challenges, from managing monthly recurring expenses to improving their credit scores. That’s why we offer tailored financial mentoring services designed to help our clients take action, make meaningful changes, and achieve financial stability.

Our services include Money Mentoring for Couples, Money Mentoring for Women, and Small Business Money Mentoring. Each service is customized to address the specific needs of our clients, ensuring they receive guidance that’s relevant, achievable, and impactful.

Money Mentoring for Couples focuses on helping partners align their financial goals, create joint budgets, and plan for a secure future together. We provide the tools and advice needed to improve communication about money and build a stronger financial foundation as a team.

For women, our Money Mentoring for Women service offers personalized support for managing finances, balancing budgets, and planning for long-term goals. We understand the unique financial challenges women face and provide solutions that empower them to take control of their financial future.

Our Small Business Money Mentoring is designed to help entrepreneurs and local business owners optimize their cash flow, manage expenses, and plan for growth. We offer practical strategies that simplify financial management, allowing business owners to focus on what they do best—running their businesses.

We’ve had the privilege of working with clients across Ontario, from women entrepreneurs balancing their budgets to immigrants navigating complex financial systems, and local business owners optimizing their cash flow. Our commitment is to understand each client’s unique situation and provide personalized, actionable advice that makes a real difference. Let Ontario Money Mentor be your partner on the path to financial success.

Our Mission: Helping You Achieve Financial Stability

Our mission at Ontario Money Mentor is simple: to empower you with the tools and knowledge to manage your money effectively. We understand that financial challenges can be overwhelming, but with the right guidance, anyone can achieve financial freedom. That’s why we offer tailored services designed to meet the specific needs of couples, women, and small businesses across Ontario.

Money Mentoring for Couples

Managing finances as a couple can be challenging, but we’re here to help you navigate it with confidence. Our mentoring focuses on creating joint budgeting plans, setting shared financial goals, and improving communication about money. We help couples align their financial priorities, whether they’re planning for a major purchase, building savings, or tackling debt together.

Money Mentoring for Women

Women often face unique financial challenges, from balancing budgets to planning for long-term stability. Our services provide personalized support in areas like budgeting, saving, and planning for life insurance, giving women the confidence to manage their finances effectively. We’ve worked with women entrepreneurs, professionals, and individuals, helping them achieve financial independence and long-term success.

Small Business Money Mentoring

Running a small business involves more than just managing daily operations—it requires smart financial planning. Our small business mentoring services are designed to help with cash flow management, expense tracking, and debt reduction, ensuring that your business remains stable and is set up for future growth. We offer practical, customized advice that supports your business’s financial health, so you can focus on what you do best.

Our team has helped clients across Ontario, from women entrepreneurs balancing budgets, to local business owners optimizing cash flow, and couples working toward shared financial goals. What sets us apart is our commitment to understanding each client’s unique situation and providing guidance that is relevant, achievable, and impactful. Let us be your partner on the path to financial stability and success.

Our Approach: Personalized and Hands-On

What makes Ontario Money Mentor stand out is our approach to financial mentoring. We understand that everyone’s financial situation is unique, so we never offer one-size-fits-all solutions. Instead, we take the time to get to know you—your goals, your challenges, and your financial habits—so that we can provide practical, personalized advice that fits your life.

We work with you step-by-step, offering support, guidance, and ongoing mentoring as you implement the strategies we recommend. Whether it’s creating a detailed budgeting plan, improving your credit score, or figuring out how to save for major life events, we’re here to help you every step of the way.

Who We Serve: Tailored Financial Solutions for Everyone

At Ontario Money Mentor, we pride ourselves on working with a diverse range of clients, including:

Women Entrepreneurs

We provide expert financial advice to women starting or growing their own businesses. Whether it’s navigating government grants, managing credit cards, or planning for recurring income, we help women entrepreneurs thrive financially.

Immigrants and Newcomers to Ontario

Navigating the Canadian financial system can be overwhelming, especially for newcomers. We offer guidance to help immigrants understand credit systems, apply for government grants, and manage their finances with confidence.

Small Business Owners

Running a business means managing various financial components, from monthly recurring expenses to planning for future investments. Our small business mentoring services help owners balance budgets, track income, and ensure financial growth.

Ontario Citizens Looking for Financial Clarity

For those looking to improve personal finances, we provide advice on balancing budgets, improving credit scores, and planning for financial security through tools like life insurance.

Our Process: Step-by-Step Guidance for Financial Success

How Ontario Money Mentor Works for You

Our process is simple and effective, ensuring you receive personalized financial advice that truly fits your needs. We begin with a thorough consultation to understand your financial goals, followed by a detailed assessment of your current situation. From there, we create a tailored plan that focuses on budgeting, debt management, and long-term financial growth. Once your plan is in place, we guide you through the steps needed to implement it, offering ongoing support and adjustments as your circumstances evolve. With our expert guidance, you’ll be equipped to take control of your finances and achieve lasting success.

Initial Consultation

We begin with a one-on-one meeting (in person or online) to understand your financial needs and goals.

Financial Assessment

Our certified money coaches review your current financial situation, including income, expenses, and debt.

Implementation

We help you implement the plan, offering ongoing support as you make changes to your financial habits.

Ongoing Coaching

Regular check-ins and adjustments ensure that you stay on track and achieve your goals.

Let’s Build Your Financial Future Together

At Ontario Money Mentor, we’re not just about numbers—we’re about people. We’re passionate about helping individuals and small business owners achieve financial independence and security. Whether you need help balancing your budget, planning for retirement, or managing your business’s finances, we’re here to guide you every step of the way.

Our commitment is to provide clear, actionable advice that helps you move forward, no matter where you are on your financial journey.

Ready to take control of your financial future? Contact Ontario Money Mentor today for a free consultation and let us help you achieve your financial goals with confidence.

Why Choose Ontario Money Mentor?

At Ontario Money Mentor, we offer personalized financial advice that’s tailored to your unique situation. Our certified money coaches are here to guide you through everything from budgeting to long-term planning, ensuring you have the tools to succeed. Whether you need help managing personal finances, working as a couple to align your financial goals, or growing your small business, we provide the support you need. With flexible coaching options, both online and in-person, and ongoing guidance to help you stay on track, we’re committed to helping you achieve lasting financial success.

Tailored Solutions: We create customized financial plans based on your unique needs, whether you’re an individual, a family, or a small business owner.

Expert Mentors: Our certified financial mentors bring years of experience in personal finance, small business coaching, and financial planning, offering you expert advice you can trust.

Comprehensive Services: From saving strategies to credit score improvement and life insurance planning, we offer a full range of services to help you achieve financial success.

Local Focus: We understand the financial landscape of Ontario, from the specific challenges small businesses face to the financial opportunities available to Ontario citizens, such as government grants and support programs.

Financial education for immigrants in Ontario

Hear What Our Clients Say

Our clients’ success is at the heart of what we do. From John, who grew his business with our small business financial coaching, to Sarah, who gained control of her savings, we’ve helped countless individuals achieve financial clarity. Couples like David and his wife now work toward shared goals, while retirees like Michael feel secure managing their retirement funds. No matter your financial needs, Ontario Money Mentor is here to help you succeed.

Michael P. – Retiree, Ottawa, ON

"After retiring, I wasn’t sure how to manage my fixed income. Ontario Money Mentor helped me create a realistic financial plan that allows me to enjoy my retirement without constantly worrying about money. Their team is knowledgeable, patient, and really helped me feel secure in my finances."

Small business money mentoring in Ontario

David R. – Engineer, Kitchener, ON

"My wife and I had different financial habits, and it was causing stress in our relationship. Ontario Money Mentor’s couples financial mentor service brought us together on the same page. We now have a joint financial plan that we both feel good about. It’s made a huge difference in our communication and future planning."

Sarah L. – Teacher, Hamilton, ON

"As someone who always struggled with saving, I felt lost when it came to managing my finances. Ontario Money Mentor took the time to understand my situation and created a budgeting plan that actually works for me. Thanks to their support, I’m finally building a savings cushion and feel more confident about my financial future."

John M. – Small Business Owner, Toronto, ON

"Working with Ontario Money Mentor has been a game-changer for my business. Their small business financial coaching helped me get a handle on my cash flow and make better financial decisions. I’ve seen real growth in my business thanks to their expert guidance. I couldn’t recommend them more highly."

Ready to take control of your finances?

Contact Ontario’s trusted money mentor today to schedule your free consultation.

Book a free consultation with one of our certified money mentors today. We’ll discuss your financial goals and create a personalized plan to help you achieve them. Don’t wait—your financial peace is just a call away.

STILL NOT SURE?

Frequently Asked Questions

Everything You Need to Know About Ontario Money Mentor

What exactly does a money mentor do?

A money mentor provides personalized financial guidance to help individuals, couples, and small business owners improve their money management skills. At Ontario Money Mentor, we offer practical advice on budgeting, saving, debt management, and long-term financial planning. Our role is to empower you with the tools and knowledge needed to take control of your finances and achieve your financial goals. Whether you're struggling to save, unsure how to manage debt, or looking for ways to plan for retirement, a certified money coach can guide you every step of the way.

Who can benefit from your money mentoring services?

Our services are designed for anyone who needs help managing their finances. We work with individuals who struggle to save, couples who need to align their financial goals, and small business owners looking for ways to improve cash flow and grow their businesses. Whether you’re someone who lacks financial education, feels overwhelmed by debt, or simply wants to build better financial habits, our money mentoring services can make a real difference in your financial health. We also specialize in mentoring women and couples, offering tailored guidance for their unique financial needs.

How does couples financial mentoring work?

Couples financial mentoring focuses on helping partners create a shared financial vision and improve their money management skills together. Our approach begins with understanding each partner’s financial habits, goals, and concerns. We then work together to develop a financial plan that reflects both partners' priorities, from budgeting and saving to planning for large purchases like a home or vacation. By facilitating open discussions about money, we help couples build stronger financial foundations and improve communication about finances, reducing stress and ensuring a united approach to future goals.

How can your small business financial coaching help my business?

Our small business financial coaching is designed to help entrepreneurs and business owners in Ontario manage their business finances more effectively. We provide advice on cash flow management, expense tracking, financial planning, and growth strategies. Whether you're struggling with managing the day-to-day finances of your business or planning for expansion, we guide you through the steps needed to achieve financial stability. Our coaching ensures that you have a clear understanding of your business’s financial health, so you can make informed decisions that drive success and growth.

Do I need to be in debt to benefit from your services?

No, you don’t need to be in debt to benefit from financial mentoring. Our services are designed for anyone who wants to improve their financial habits, whether you're looking to save more, build an emergency fund, or simply gain better control over your spending. We work with clients at all stages of their financial journey, offering advice and support that fits their specific needs. Even if you’re already financially stable, a personal finance mentor can help you plan for future goals like homeownership, education, or retirement.

What is the process for working with Ontario Money Mentor?

We follow a structured process to ensure every client receives personalized and effective financial advice. It starts with a free consultation, where we get to know you, your financial goals, and any challenges you're facing. After the consultation, we perform a comprehensive financial assessment, which includes evaluating your income, expenses, debts, and savings. Based on this assessment, we create a customized financial plan that addresses your specific needs. From there, we work with you to implement the plan, offering ongoing guidance and adjustments as necessary to ensure you stay on track toward achieving your goals.